Student loans can be a hurdle to our dreams sometimes. Remember Mr.Anand Kumar,Founder Super 30,who could not fund his education due to financial issues,despite having an admit from the University of Cambridge.
It is a pro bono assistance to all the Indian students.
From securing an education loan to arranging visa funds – KALINGAEURO is with you every step of the way. Free. Transparent. Trusted.
"Anand Kumar – founder of Super 30 – had an admit from Cambridge University. But financial barriers stopped him. We don't want any student to face that fate."
KALINGAEURO was born from a simple belief: every meritorious Indian student deserves a fair shot at world-class education, regardless of their financial background. We have seen brilliant minds give up on their European university dreams not because of lack of talent, but lack of financial guidance.
That's why we built India's most student-friendly loan assistance ecosystem — bringing together the best lenders, zero-cost guidance, and our KALINGAEURO Capital Visa Fund — so when a student or parent visits us, they know they are in safe hands.
From the lanes of Bhubaneswar to the boulevards of Milan. From the classrooms of Cuttack to the labs of Munich. Our students are making India proud across Europe.
Our process is designed to be stress-free. You focus on your studies; we handle the finance maze.
Share your university offer, family income, and loan requirement. Our expert evaluates the best lender match for you — completely free.
We compare 13+ partner lenders on interest rates, collateral needs, and processing time, and present you the top options tailored to your profile.
Our team helps you compile and review all required documents — admission letter, bank statements, income proof — to maximize approval chances.
Once your loan is sanctioned (and visa fund arranged if needed), you board your flight knowing your finances are fully secured. Bon voyage!
One of the biggest hurdles for students applying for European visas is showing sufficient funds in their bank account. KALINGAEURO Capital solves this. We provide short-term, structured visa fund support so your visa application sails through.
Example: For ₹20 Lakh for 3 months @ 18% p.a. — Interest = ₹90,000 + Processing Fee ₹40,000. Total cost = ₹1,30,000. Rates are subject to change. Final approval at KALINGAEURO Capital's discretion.
Please read these terms carefully before applying. By submitting an application, you agree to the following conditions.
KALINGAEURO has partnered with India's top government banks, private banks, and NBFC lenders — along with global financing platforms — so you get the best possible deal for your study abroad journey.
SBI Scholar Loan – India's most trusted name in student finance with zero processing fee for premier institutions.
New-age bank with education loans featuring a convenient digital application process and pre-visa disbursement.
India's first dedicated education loan company. Fast processing, doorstep service, and covers 100% of education costs.
Student-first NBFC offering unsecured loans and wide global university coverage including Europe.
Baroda Scholar – specialised study abroad loan with competitive rates and a dedicated education loan cell.
Axis Bank's education loan covers full tuition, hostel, and living expenses abroad with a moratorium period.
ICICI's global education loan is specially designed for study in Europe, USA, and Canada with quick turnaround.
PNB Udaan — a government-backed scheme for overseas education with interest subsidy under eligible schemes.
Canara Vidya Turant – specialised overseas study loan with reduced rates for girl students and SC/ST categories.
Union Bank's education scheme supports studying in Europe with flexible repayment and a moratorium period.
InCred Finance is a tech-driven lender known for fast approvals and loan sanction letters that strengthen visa applications.
UK-based international lender financing Indian students in European universities. No co-signer. No collateral.
Auxilo specialises in education loans for students going to Europe, offering customised repayment plans.
Digital platform that compares multiple lenders in one place, giving students access to the best loan offer instantly.
Unlike most consultancies, KALINGAEURO never charges for loan assistance. Not a rupee. Not a percentage. Our service is genuinely pro bono for all Indian students.
We have pre-screened and partnered with government banks, private banks, NBFCs, and global lenders — so you only get the best, most student-friendly options.
Our exclusive in-house visa fund product gives students up to ₹45 Lakh to strengthen visa applications — the only one of its kind in the study abroad ecosystem.
We specialize in Italy, Germany, France, and other European destinations. We understand the exact visa fund requirements for each consulate — no guesswork.
Our guided document preparation, profile building, and lender matching ensures most students get their loan sanctioned on first attempt — saving precious time.
No commissions hidden in your loan rate. No kickbacks. No upselling. What we show you is exactly what you get. Students and parents — you are safe with us.
"I was struggling with the extensive documentation required by government banks. KALINGAEURO's team organized everything perfectly and my SBI loan for Germany got sanctioned in just 14 days without any hassle."
"I had the admission but fell short on funds to show for the Italian Visa. KALINGAEURO Capital provided me with the Visa Fund in 3 days. It was transparent, fast, and saved my admission for the year."
"As I had no collateral to pledge, I thought studying in France was impossible. KALINGAEURO connected me with an NBFC partner and helped me secure an unsecured loan based purely on my academic merit."
"The guidance I received was absolutely free. They helped me compare all options and I finally went with Bank of Baroda. The moratorium period advice saved my family a lot of financial stress."
"My process was completely digital. KALINGAEURO's team stayed on calls with me and the bank manager to ensure swift pre-visa disbursement which was required for my Swiss visa."
"I was rejected for an education loan due to low CIBIL score of my father. KALINGAEURO Capital stepped in and provided the exact funds I needed to show the embassy. Literal lifesavers!"
Everything you need to know about our student loan assistance and the exclusive Capital Visa Fund.
Our loan experts are ready to guide you through the financial maze. Get a free assessment today.
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